Offer Details
Written by: RJ
Requirements
- Virtual Wallet with Performance Spend – $200
- Direct deposit $2k within 60 days of account opening
- Virtual Wallet with Performance Select – $400
- Direct deposit $5k within 60 days of account opening
- Bonus posts 60-90 days after completion
Eligibility
- Nationwide
- Can’t have had an account within the last 90 days
- Can’t have received a promotional bonus in the last 24 months
Fees
- Performance Spend – $15/monthly fee is waived with one of the following
- $2k minimum balance in spend/reserve accounts
- $2k direct deposits/month
- $15k combined monthly balance
- Performance Select – $25/monthly fee is waived with one of the following
- $5k minimum balance in spend/reserve account
- $5k direct deposits/month
- $25k combined monthly balance
Account Closure
- No rule listed
Valid through 10/31/24
Thoughts
In the past this offer has had a region lock. The terms for state specifics have been removed this go around. However, you’re still prompted to enter a zip code so let me know if this holds up.
Given the bonus restrictions to one churn every two years, I’d say hit them hard and go for the $400 offer.
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Editorial Note:
Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, vendors or companies, and have not been reviewed, approved, or otherwise endorsed by any of these entities.
Got denied due to Early Warning. Waiting to report but I assume it’s too many accounts recently. Starting churning 3 months ago.
Valid thru 1/2/24