Offer Details
Written by: RJ
Requirements
- Open a new Berkshire One checking account
- $10 opening deposit
- Direct deposit $1k per month for three consecutive months
- Client must successfully complete their Direct Deposit switch through Berkshire Bank’s online banking platform or Mobile app Direct Deposit tool by July 31, 2025.
- First direct deposit must hit within 45 days of opening
- The calendar month following the third qualifying direct deposit, Berkshire Bank will credit $300 into the customer’s Berkshire One Checking account
- There’s also a $100 referral for direct depositing $500 per month for three consecutive months. I don’t see language that would block these from stacking but I can’t confirm.
Eligibility
- CT, MA, NY, RI, VT
- Can’t currently have a checking account
Fees
- Berkshire One checking is fee free
Account Closure
- Keep account open for one year
Chex
- Yes
Valid through: 7/31/25

Thoughts
The terms of the direct deposit require you to use the bank’s Pinwheel service. I don’t know what that is. if you find out, let us know below please.