Bravera Bank – $200 Checking Bonus

Offer Details Written by: RJ Requirements Open a new Community Rewards Checking account Promo code ‘EARN400’ Use the direct deposit feature to complete a direct deposit Bonus posts within 45 days of completion Eligibility MN, MT, ND New customers only Fees Community Rewards Checking – $5 monthly fee is waived with balance of $100 Account…

CFPB Removes Medical Debt From Credit Reports

Details Written by: RJ The CFPB has implemented a rule that will remove medical debt from credit reports:   WASHINGTON, D.C. – Today, the Consumer Financial Protection Bureau (CFPB) finalized a rule that will remove an estimated $49 billion in medical bills from the credit reports of about 15 million Americans. The CFPB’s action will…

CFPB And Rewards Devaluations

Details Written by: RJ The CFBP has an interesting article about the devaluation of rewards points. Today’s circular warns that companies may violate federal law when they: Devalue earned rewards: Consumers make decisions on whether to open or use a credit card based on the value of card benefits and rewards conveyed by a company’s…