Details Written by: RJ According to the Wall Street Journal, Apple is looking to not only replace Goldman as the banking part but also swap out to a new payment network. Both American Express and Visa are vying to replace Mastercard as Apple’s card services provider, while Mastercard is aiming to retain its position. Apple…
Details Written by: RJ A reliable source has sent details around changes to US Bank’s Smartly card and program. Not sure when these take effect, presumably 4/14/25. Base 2x remains unlimited The increased earn rates would be capped at 10k/spend per statement cycle. $10k on deposit for the 2.5x tier 3x tier still $50k 4x…
Details Written by: RJ Chase and Lyft have updated their partnership benefits. These new benefits start 4/1/25 – 9/30/27. Sapphire Reserve & J.P. Morgan Reserve Cardmembers will receive 5x total points when riding with Lyft, plus a new $10 monthly in-app credit.* Cardmembers who have already signed up for the 2-year Lyft Pink benefit will continue…
Details Written by: RJ Chase has updated the United card lineup. Club Infinite & Business Annual fee: Personal card from $525 to $695, an increase of $170 (or 32%); business card from $450 to $695, a larger increase of $245 (or 54%) Reduced guest allowance: The regular (“Individual”) United Club membership included with this card…
Details Written by: RJ Wyndham has launched a rewards debit card with Sunrise Bank Wyndham Rewards Debit Card Monthly fee: $6 Waived with average monthly balance of $2,500 Multipliers 1x Wyndham, groceries, & gas stations .5x All other purchase Benefits Gold status Up to 7,500 anniversary points based on yearly spend $5k = 2,500 $10k…
Details Written by: RJ Updates on the Capital One + Discover Merger – DOJ now has concerns about the merger impacting competition. At the same time, the Trump family is suing Capital One for multiple account closures dating back to 2021. The DOJ staff has come to the conclusion that the planned purchase of Discover…
Details Written by: RJ US Bank as launched a new credit card: US Bank Shield Visa Card Annual fee: $0 Multipliers 4x on prepaid air, hotel and car reservations booked directly in the Rewards Center Benefits Earn a $20 annual statement credit for 11 consecutive months of purchases Intro offer: 0% APR on purchases and…
Details Written by: RJ Chase Freedom and Freedom Flex Q2 5x categories: Amazon Streaming services Press release Thoughts Helpful for some, not so much for others. No overlap with Discover so I’d say it’s fine. Advertiser Disclosure: Some of the card links and products that appear on this website are from companies which RJ Financial/Profitable…
Details Written by: RJ US Bank is changing the fee structure of its checking accounts. Previously holding a US Bank credit card would waive the checking account fee. Starting in May that is no longer the case. r/creditcards Thoughts I had forgotten about the US Bank relationship tier system. This likely wont’ hurt many here…
Details Written by: RJ Discover Q2 5x categories: Grocery stores Wholesale clubs Thoughts Groceries is always an easy one in my opinion. Advertiser Disclosure: Some of the card links and products that appear on this website are from companies which RJ Financial/Profitable Content may receive compensation when you click on links to those products.Terms apply…