BILT 2.0 Potential Card Detail Leaks

Details Written by: RJ Potential variations of the new Bilt Rewards cards have leaked: Blue Card Annual fee: $0 Welcome Bonus: $100 Bilt Cash Multipliers: 1x All purchases including rent and mortgage payments  4x Bilt Cash on all regular spend (non rent/mortgage) Benefits No foreign transaction fees Intro offer: $100 Bilt cash   Obsidian (card…

Chase Lands The Apple Card

Details Written by: RJ Chase and Goldman Sachs have reached a deal for the Apple Card. Chase will become the new home and inherit the ~$20B in outstanding balances at over a $1B discount. In addition to the card, Chase will also launch an Apple branded savings account product. Existing Apple savings customers will be…

New BILT Cards Coming January 2026

Details Written by: RJ BILT Rewards 2.0 cards will be open for a “pre-order” on 1/14/26: On January 14th, 2026, we’ll reveal the new card value propositions and open pre-order, giving you the ability to select one of the three cards you’d like to seamlessly upgrade to. We know you’ve had questions, and we look…

Chase Freedom Q1 2026 5x Categories

Details Written by: RJ Chase Q1 2026 5x categories for the Freedom and Freedom Flex: Dining Norwegian Cruise Line American Heart Association Categories will need to be activated on each Freedom/Flex card. Spend cap is $1,500 in combined category purchases. Thoughts Dining on the Freedom Flex is nice as it’ll stack with the base 3x…

Mesa Credit Card Shuts Down

Details Written by: RJ Mesa credit card has been shutdown. Emails have been sent to cardholders: We are reaching out today to share the unfortunate news that, effective immediately, your Mesa Homeowners Card account will be closed. As such, your credit card will be deactivated and you will not be able to make any new…

SoFi Plus Updates Membership Fee

Details Written by: RJ SoFi has changed their membership requires. To be a SoFi Plus member it’s not $10/month. Previously, this could be waived with a direct deposit. That is no longer the case. Existing members will get an extension through March 2026 “Between 12/9/25–3/30/26, members with Eligible Direct Deposit or Qualifying Deposits will receive…

New SoFi Smart Card

Details Written by: RJ SoFi has a new credit card coming soon for SoFi Plus members. Here’s what we know so far: SoFi Smart Card Annual fee: $0 (Requires SoFi Plus $10/month) Multipliers 5x Grocery stores Thoughts If you’re already into SoFi plus, I suppose this could make sense. For everyone else, AAA daily advantage…

Klarna Launches Rewards Program

Details Written by: RJ The buy now, pay later service Klarna has a new rewards program: The U.S. debut offers an alternative to the traditional credit card model. While credit cards have long provided rewards and benefits, they’ve also contributed to roughly $1,000 in household fees in 2024, with total U.S. credit card debt of…