Chase United Card Updates

Details

Written by: RJ

Chase has updated the United card lineup.

Club Infinite & Business

1. Annual fee: Personal card from $525 to $695, an increase of $170 (or 32%); business card from $450 to $695, a larger increase of $245 (or 54%)
2. Reduced guest allowance: The regular (“Individual”) United Club membership included with this card has lowered the adult guest allowance from two to one (with no change to admitting dependent children under 21 years old); you can now guest two adults in after spending $50,000 in a calendar year (new “All Access” membership tier).
3. Premier qualifying points boost: 1,500 PQPs applied each year; should land in your account between February and April starting 2026; can be stacked with other cards
4. Increased PQP earning rate threshold: Almost doubles from 15,000 to 28,000 per calendar year; still same rate of 1 PQP for every $15 spent
5. Hotel statement credit: Up to $200 on a prepaid reservation made through Renowned Hotels and Resorts (Chase’s luxury hotel booking platform for United cardholders) each anniversary year; plus the earning rate on these bookings is increasing from 3.5 and 4 miles on the personal and business card, respectively, to 5 miles per dollar spent
6. Ride-hailing statement credit: Up to $12 monthly plus a bonus $6 (for a total of $18) in December; enrollment is required
7. FareLock statement credit (for business card only): Up to $50 back each anniversary year to hold the price of a United flight for 3-14 days (must purchase FareLock)
8. Car rental TravelBank cash: $50 each for first two Avis or Budget car rentals booked through United Cars each anniversary year
9. JSX flight statement credit: Up to $200 each anniversary year when you book directly with JSX
10. Instacart credit: Two $10 monthly Instacart credits plus a complimentary Instacart+ membership (ends Dec. 31, 2027)

Quest

1. Annual fee: From $250 to $350, an increase of $100 (or 40%)
2. United travel credit: $200 in TravelBank cash each anniversary year replaces $125 United statement credit
3. Award flight discount: One 10,000-mile discount replaces two 5,000-mile discounts; can earn a second discount after spending $20,000
4. PQP boost: 1,000 PQPs applied each year; should land in your account between February and April starting 2026; can be stacked with other cards
5. Increased PQP earning rate threshold: Doubling from 9,000 to 18,000 per calendar year (still same rate of 1 PQP for every $20 spent)
6. Hotel statement credit: Up to $150 on a prepaid reservation made through Renowned Hotels and Resorts each anniversary year; plus the earning rate on Renowned Hotels and Resorts bookings is increasing from 4 to 5 miles per dollar spent
7. Ride-hailing statement credit: Up to $8 monthly plus a bonus $4 (for a total of $12) in December; enrollment is required
8. Car rental TravelBank cash: $40 each for first two Avis or Budget car rentals booked through United Cars each anniversary year
9. JSX flight statement credit: Up to $150 each anniversary year when you book directly with JSX
10. Instacart credit: One $10 and one $5 monthly Instacart credit plus a three-month complimentary Instacart+ membership (ends Dec. 31, 2027)

Explorer

1. Annual fee: From $95 to $150, an increase of $55 (or 58%); new cardholders still get a $0 introductory annual fee for the first year.
2. Lounge pass restrictions: Previously, the two one-time United Club passes available each anniversary year could be gifted to others; now, the guest must enter with the cardholder or an authorized user.
3. No more upgrades: Upgrades on award tickets will be removed on Aug. 1.
4. Hotel statement credit: Up to $50 each for your first two prepaid reservations made through United Hotels each anniversary year; plus the earning rate on United Hotels bookings is increasing from 4 to 5 miles per dollar spent
5. Ride-hailing statement credit: Up to $5 monthly; enrollment is required
6. Car rental TravelBank cash: $25 each for first two Avis or Budget car rentals booked through United Cars each anniversary year
7. JSX flight statement credit: Up to $100 each anniversary year when you book directly with JSX
8. Instacart credit: $10 monthly Instacart credit plus a three-month complimentary Instacart+ membership (ends Dec. 31, 2027)

Gateway

1. Special member pricing: After spending $10,000 in a calendar year
2. Two free checked bags: After spending $10,000 in a calendar year

Business

1. Annual fee: From $99 to $150, an increase of $51 (or 52%)
2. Lounge pass restrictions: Previously, the two one-time United Club passes available each anniversary year could be gifted to others; now, the guest must enter with the cardholder or an authorized user.
3. United travel credit: $125 in TravelBank cash after five (previously seven) United flight purchases of $100 or more each per calendar year
4. Increased PQP earning rate threshold: Quadrupling from 1,000 to 4,000 per calendar year (still same rate of 1 PQP for every $20 spent)
5. Hotel statement credit: Up to $50 each for your first two prepaid reservations made through United Hotels each anniversary year; plus the earning rate on United Hotels bookings is increasing from 4 to 5 miles per dollar spent
6. FareLock statement credit: Up to $25 back each anniversary year to hold the price of a United flight for 3-14 days (must purchase FareLock)
7. Ride-hailing statement credit: Up to $8 monthly plus a bonus $4 (for a total of $12) in December; enrollment is required
8. Car rental TravelBank cash: $25 each for first two Avis or Budget car rentals booked through United Cars each anniversary year
9. JSX flight statement credit: Up to $100 each anniversary year when you book directly with JSX
10. Instacart credit: $10 monthly Instacart credit plus a three-month complimentary Instacart+ membership (ends Dec. 31, 2027)

First reported by TPG