Offer Details
Written by: RJ
Requirements
- Open a new checking account and choose one of the below to complete
- Enhanced direct deposit – $325
- Make two enhanced direct deposits totaling $3k within the first 90 days of opening
- Deposit bonus
- Deposit the following amounts within 45 days of opening.
- $30k = $750
- $200k = $1,500
- Maintain balance for an additional 45 days, starting at day 46 of opening
- Bonus posts 30 days after completion
Eligibility
- Nationwide
- Can’t have had an account in the past 365 days
Fees
- Access checking – $5 monthly fee is waived with $250 enhanced direct deposit
Account Closure
- No rule listed
Chex
- No
Valid through: 7/7/25
Thoughts
The deposit bonus is improved from last go around. As where the enhanced direct deposit is less for the deposit but also less on the payout.
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Editorial Note:
Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, vendors or companies, and have not been reviewed, approved, or otherwise endorsed by any of these entities.
Enhanced direct deposit – $325
Make two enhanced direct deposits totaling $3k within the first 90 days of opening
What is deemed “enhanced dd?” Can we use Zelle again for the two deposits to total 3K? Worked on 2/24 last year for me.
Citi literature explicitly says Zelle counts.