Offer Details
Written by: RJ
Requirements
- Open a new checking account
- Complete at least two enhanced direct deposits totaling the below within 90 days of opening:
- $3k = $325
- $6k = $450
- Bonus posts 30 days after completion
Eligibility
- Nationwide
- Can’t have had an account in the past 365 days
Fees
- Access checking – $5 monthly fee is waived with $250 enhanced direct deposit
Account Closure
- No rule listed
Chex
- No
Valid through: 1/7/25
Notes
- **An Enhanced Direct Deposit (EDD) is an electronic deposit through the Automated Clearing House (“ACH”) Network of payroll, pension, Social Security, government benefits and other payments to your checking or savings account. An EDD also includes Zelle® incoming payments and other funds from person-to-person (P2P) payments when transferred through the ACH Network using providers such as Venmo or PayPal. Teller deposits, cash deposits, check deposits, wire transfers, transfers between Citibank accounts, ATM transfers and deposits, mobile check deposits, debit card funding transfers, and P2P payment transfers sent to a Citibank debit card do not qualify as EDDs. Any funds transferred from another financial institution or P2P provider through an instant transfer service will also not qualify as an EDD.
Thoughts
This is likely the offer to go after for most folks. There is another Citi offer but it requires a lot of money to be on deposit.Citi – $1,500 Checking Bonus
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Editorial Note:
Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, vendors or companies, and have not been reviewed, approved, or otherwise endorsed by any of these entities.
This one was pretty quick
11/21 Opened but needed debit card to link account to current on-line account. Had to go to branch to get account number as I didn’t write it down when account opened.
11/25 Received debit card, able to link account.
11/26 ACH Push from Credit Union $3000, about 3 days to see it actually post to account (Thanksgiving weekend)
12/4 ACH Push from Credit Union $3001
12/13 $450 bonus posted to account.