Offer Details
Written by: RJ
Requirements
- Open a new checking account
- Direct deposit $500 within 60 days = $300
- Earn $2 for every debit card purchase you make within 60 days = $100
- 50 debit card transactions max
Eligibility
- CT, DC, DE, FL, MA, MD, MI, NH, NJ, NY, OH, PA, RI, VA, VT
- Can’t have had an account in the last 6 months
Fees
- One Deposit Checking – $9.99/monthly fee avoidable with:
- One deposit per statement period
Account Closure
- No early closure rules
Chex
- Yes
Valid through 10/31/24
Thoughts
One of my favorites to hit on a yearly bases. Note there’s a payout chart on the bottom of the terms page that shows a target date based on when you sign up. Round trip it becomes a once a year churn.
For the debit card transaction I do 50 Amazon reloads
To avoid the $9.99 account fee I set up an reoccurring ACH from an existing account to Citizens once per month
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Editorial Note:
Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, vendors or companies, and have not been reviewed, approved, or otherwise endorsed by any of these entities.
Amazon changed their reloads to a minimum of 5, which sucks! Do you have any other suggestions?
What is the typical turnaround for the posting?
Citizens has a payout chart in the bottom of the terms. They take a few months
Might want to update the Youtube title to “extended until 10/26/2023” from “expired”.
Updated, thank you!
RJ, I saw this bonus on your colleague “Bank Account Bonus Central” ‘s page, where John said that Citizens will allow out-of-footprint applicants to open accounts. I’m in NC and while I was able to open the account, the bank shut me down about 2 weeks later. After calling to figure out why, it seems that being out of state is the reason. Also, Citizens Bank pulled my Chex report on opening, so you can add that data point.
The confusion comes from Citizens buying up some HSBC and Investors bank branches I want to say. They have expanded but I’m not sure where so I didn’t update to nationwide. Tell John he owes you one! I added the Chex part, thank you sir.
Account opened and Bonus code applied for Nebraska. Won’t know until Oct / Nov if they will pay.
I’ve always had a good experience with this bonus. There was one issue last year but they were easy to work with and did fix it. Good hunting
With P1 & P2, it’s a long process to get that extra $100 per person. I didn’t do more than 5 Amazon reloads per day.
Unless they very recently removed FL from the state list, this should also work there as I opened an account for this bonus with them almost 2 weeks ago.
FL has been added. Thanks for the catch