Offer Details
Written by: RJ
Requirements
- Open a new High Yield checking account
- Promo code NMHYC
- Opening deposit of $20
- Direct deposit the following amounts for three consecutive months
- $1k = $100
- $5k = $250
- Bonus posts on the 20th day of the following month
Eligibility
- Nationwide with ACC membership
- Can’t currently be a member
Fees
- High Yield checking is fee free
Account Closure
- No rule listed
Chex
- Probably
Valid through: No end date listed
Notes
- Credit card funding, not sure how much
Thoughts
Lengthy commitment but we haven’t had too many direct deposit offers. So, why not.
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Editorial Note:
Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, vendors or companies, and have not been reviewed, approved, or otherwise endorsed by any of these entities.
Doesn’t look like there is a holding requirement for the DD after reading the terms? Assuming push/pull funds monthly will trigger this one.
Anyone know how much the credit card funding is for?
Currently going through process, its 1k. I wasn’t instantly approved. I was told they would reach out to me in a few days over the weekend. They reached out to me today and verified my identity. They asked me some questions, verified my cell and sent me a link to upload front and back of my DL. Then they sent me an email to upload a copy of a utility bill. After all this they told me if approved they would reach out to me again. currently in referred status.
note: They did ask me about my chex inquiries
Never had a bank ask me about my Chex inquiries. What types of questions did they ask?
They just asked me a simple question and said “ I noticed you have a lot of Inquiries into your report, is there a reason for that” I said, I’m an investor, and have brokerage accounts across many different institutions.
Anyways, today I was approved. Good 2go!
tell them you are testing banks and are looking for banks that have a good mobile app and website that you like to use and that is why you have opened accounts at a lot of banks while on your journey
it says ” a qualified ACH Direct Deposit ” – it doesn’t mention payroll ….so it can just be a regular deposit?