Offer Details
Written by: RJ
Requirements
- Open a new Liv checking account
- $50 opening deposit
- Keep account open for 90 days
- Bonus posts within 30 days of completion
Eligibility
- AK, AL, AR, AZ, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, LA, MA, MD, ME, MI, MN, MO, MS. MT, NC, ND, NE, NH, NM, NV, OK, OR, RI, SC, SD, TN, UT, VA, VT, WA, WI, WV, WY
- Can’t be a current customer
Fees
- Liv Simply checking is fee free with e-statements
Account Closure
- Keep account open 6 months.
Chex
- Yes
Click ‘How It Works’ below the big blue ‘Get Started’ button. Click back arrow, Enter Email, and follow steps.
Valid through: 12/31/25
Notes
If you signed up before 02/23, you’ll still receive the bonus if you call Midlands and get the correct referral code generated at 855.696.4352 and say that Jason spoke with Midland and you need to get the correct Referral code generated to get paid the bonus.

Thoughts
Midland has ran a $250 promo in the past. It did require a direct deposit.
Looks like they’ve started a short-term referral program, $50 per referral up to $500 running through September 30, it’s a referral code you have to enter at signup. Don’t remember from signing up whether there’s only 1 promo/referral field to do either a referral or the current promo in.
U.S. Address – Online account opening is currently not available for residents of the following states: AZ, CA, CO, KS, KY, LA, NJ, NY, OH, OK, OR, PA, TX, FL.
Going through account application 7/15/2024. The following states are currently restricted from online account opening: AZ; CA; CO; FL; KS; KY; LA; NJ; NY; OH; OK; OR; PA; TX
No waiting period for the churn?… wow…
Oops, nope… only one every two years according to
https://www.midlandsb.com/oao-check250-TIS
Hey RJ, is “current customer” the only criteria for repeat churning? I just closed down my Midland account after getting a bonus back in February so this will be a quick churn if it goes through! Good stuff 👍
Nope… https://www.midlandsb.com/oao-check250-TIS
Update:
The following states are currently restricted from online account opening: CA; KY; NJ; NY; OH; PA; TX
Good eye. Updated, thank you