Offer Details
Written by: RJ
Requirements
- Open a new checking account
- Deposit $500 for two consecutive months within 90 days of opening
- Qualifying Deposits: cash, checks, ACH direct deposits (payroll, pension or government benefits), and P2P transfers.
- Complete a debit card transaction within 90 days of opening
- Bonus posts 90-120 days after completion
Eligibility
- Nationwide with ACC membership – Membership
Fees
- Quick Cash & Money Manger checking is fee free
Account Closure
- No rule listed
Chex
- Initial reports say not sensitive
Referral Code: V9C2K
Valid through: 6/30/25

Thoughts
Nice offer with no direct deposit requirement.
Applied 1/20/25, application status says pending. No phone calls, no letters, no emails. I even sent messages in the secure messaging center on the application status page. Called a few time and spoke to people that said they needed to get whomever was working on the application to call me back. They eventually called me back and said the application was marked as fraud, the application is closed and they sent a letter out. Once again never received anything, while on the phone with them I logged in an it still shows as pending. They are going to mail me another letter with what was considered fradulent. 100% that tiny banks like this do not like my sole prop self employment status. I have had another bank do the same and after filing an NCUA complaint against them a manager called me and told me that they were willing to open the account and the person that was originally handling the application though having the person’s name as their employer was fraud.
Yes they are dumb, it wasn’t defiant it was a Chex denial
Meant it wasn’t a fraud denial like they told me
Any idea how to create Referral link? Their website say that they’ve already emailed, but I have not received any email. FYI, I opened my account today and trying to get referral link for P2
1. Get your unique referral code. We’ve sent you an email with your unique referral code. Couldn’t find the email? Call us at 800.947.5328 or stop by a branch to ask for it!
yeah I didn’t receive any email from them
So $500 dollars can be just a regular bank transfer and not a DD?